Whitepaper

The world of finance is changing beyond belief. Decentralized blockchain technology brings incredible new opportunities to our society. Everyone can now be an equal part of a newly forming ecosystem of either financial or socially influential movements. Therefore, Secrets of Zurich goal is to allow everyone to use blockchain – the technology which enables cryptocurrency. Therefore, we were inspired to create Secrets of Zurich – personal multi-currency wallet.

ABOUT

The world of finance is changing beyond belief. Decentralized blockchain technology brings incredible new opportunities to our society. Everyone can now be an equal part of a newly forming ecosystem of either financial or socially influential movements.

Cryptocurrency trading has the most powerful market with the highest liquidity in the world. There is no other market can compare with cryptocurrency trading profit. The incredible dynamics of the cryptocurrency market goes along with ever-increasing global acceptance which makes them an equivalent part of the financial ecosystem. With Secrets of Zurich, you explore the origins of trading, learn all the important basis and crypto market analyzing specifics.

When you decide to join the trading on an exchange, you should understand the risks and carefully consider your investments and level of experience. This brings us to the main mission of Secrets of Zurich – to guide all the newcomers in the cryptocurrency trading world and protect from the common young traders’ mistakes. You don’t need years of studies and learning on trading mistakes to become a professional trader!

Trading makes real to have a job with a flexible lifestyle: you can earn your money in any part of the world. Get full control of your life: no timetable, no long expectations or disappointments with salary, no exhausting time-spending in the office. Trading gives you financial freedom and the possibility to live your life as you wish.

1. SECRETS OF ZURICH

1.1. Individual approach

From zero experience to a professional trader. Secrets of Zurich team supports you throughout your trading journey with the experienced professionals. Our team believes that anybody can be a successful trader, all you need is good guidance at the beginning of your trading experience. SOZ trading course will show you how to start trading in cryptocurrencies, but also at the studying process you will see the real reasons why to do it.

Secrets of Zurich (SOZ) will provide you all the required educational materials and support from highly experienced traders with all the tools you need to join the fast-improving trading market.

The key points of the SOZ studying process:
– Learning the concepts and theory, all the important knowledge about trading and long-term investing. With the growth of the platform, the course will be improving according to user experience and system changes.

– Revision of a student graph, work on mistakes and guidance;- Intensive trading days with control of one of our trading professionals.

SOZ students will get: video lessons course, daily video updates of professional trader explaining the charts and trading opportunities every morning or evening, we will make Zoom calls with the members to discuss trading, grow the community and make a quick Q and A sessions.

Secrets of Zurich team has years of trading experience and ready to show you how you can get a profit too. You can be an investor or a day trader – we will help you to get a higher level and start making a profit.

1.2. Simple and flexible education system

Everybody can be a trader, you don’t need a university education to begin to trade and get income. Earn money on trading is possible, all you need is a good knowledge base and understanding of how the market works.

It is always hard to start your learning, especially in such a rapidly growing trading market. We will help you not to get lost in the huge amount of information and millions of videos. SOZ team will make the educational process simple: you will learn trading tools with a limited amount of indicators. 

Take your time and be your own boss. There is no exact day when to start or end the course. Once you joined SOZ trading academy, you are on the educational process. Learn the best way which suits you: go through the trading course with the speed you can and at the time you wish.

Some people spend lots of time on trading, some trade a couple of hours and get a great profit. Trading is not a profession, you do not have deadlines or work schedules, you plan your day trading as you wish.

1.3. Digital assets

The rise of digital assets is the third innovative wave in blockchain, after the initial explosion of cryptocurrencies and the ensuing enterprise application of the technology. The re-imagination of how value is moved and managed is massively impactful now, and will fundamentally change the nature of business across many industries.

If you just joined the trading world you need to have a variety of different digital assets answering all your needs and helping you to understand how the trading market works.

Lots of trading programs sell software to require a new trader to rely on them to be able to get profit from trading, but they will not teach you how to understand the market. SOZ team provides all the education materials such as video step-by-step explanations, reading resources and full support of our experienced traders. We help you to understand all the parts of the course and go along with you on your path to financial freedom.

After the platform launch, we will improve our system following the user experience analytics to provide an easy and comfortable educational system for our students. After studying the data regarding the education of students on SOZ platform, by the end of the 2020 year, we will start the SOZ mobile app development to bring full access to the entire world of trading. With SOZ app users will be able to track market activity, as well as transfer money to deposits, make money withdrawals and etc. Also, at the same time, we will launch the DEMO account for students’ practising – all the SOZ traders will have the opportunity to train their trading skills and get more intuitive trading experience on exchanges for FREE.

1.4. Foreign exchange market

The foreign exchange market (Forex, FX, or currency market) is a global and market which determines forex exchange rates for every currency. It includes all aspects of buying, selling and exchanging currencies at current or determined prices. 
In terms of trading volume, it is by far the largest market in the world with trillions of dollars changing owner daily. It has no centralized location, Forex market is an electronic network of banks, different institutions and individual traders.

On Secrets of Zurich platform, you will learn absolutely everything about Forex market, from the basics to advanced analysis for a full-time trading career. Course in the office will provide everything in depth while the ONLINE course will give all the basics to start trading on your own. What is more, SOZ will be partnering with Technical FX to provide Foreign exchange courses and education.

Access the largest and the most liquid markets in the world with Secrets of Zurich. With our education system, you will be able to trade on the world-leading trading platforms.

1.5. Trading team and community

With Secrets of Zurich trading course, you get the support from professional traders on learning the rules, strategies and principles. Our team will guide you and adapt the course for you following your studying progress. No stress, take your time and learn as fast as you can. Secrets of Zurich aim is to share the trading experience of the successful cryptocurrency investors and teach you how to win too. Get the feedback straight from our traders about your studies and work on mistakes together. No need to learn on harmful mistakes, avoid money losses by learning how to trade from experienced professionals.

In SOZ trading community, we will be watching and sharing trading ideas, trades and strategies. Growing together and looking for the best opportunities to invest in financial markets and feel comfortable about it. Make your education process more entertaining and meet other people.

1.6. Security

Stay protected and keep your funds and personal information safe from hackers, meltdowns and hardware problems.

We care about SOZ students privacy. All your data will be kept confidential and will not be passed to the third parties.

Secrets of Zurich strictly follow KYC policy.
– KYC (know your client) is the process of a business verifying the identity of its clients and assessing potential risks of illegal intentions for the business relationship.

2. BUSINESS MODEL

Secrets of Zurich uses the most effective approach to trading with our own experienced traders to teach new students. It is not one person company, there is a group of professionals developing Secrets of Zurich project, wishes to share the experience with other cryptocurrency enthusiasts.

The SOZ team aims to teach each new trader to be flexible and adapt to the current market conditions. With our trading course, you will be able to make money on any kind of market and do not wait weeks or months before trading.

With Secrets of Zurich help, you will start to get a profit from low volume markets, from strong trending markets and from any others. To understand the ins and outs trading and investing is highly important. You should understand that crypto market has a volatile nature: if you are a new investor and have a very little knowledge of how it works, you can take a chance and make a profit, but you have a huge risk to make a serious financial loss. Our aim is to help you to avoid such harmful situations and teach you how to trade like a professional.

Secrets of Zurich business strategy is designed to reach the majority of cryptocurrency owners and help them to learn all the potential of the cryptocurrency trading industry of decentralized global payments. SOZ academy will not only teach you all the important basis and price action, but also the importance of the ephemeral moments in the trading market. Our goal is to give each new trader the skills for successful trade on their own with a full understanding of the process. 

3. MARKETING AND STRATEGY

The global trading market continues to evolve, services are given access to more and more innovative ways to engage with users and build lasting experiences, but most of such services useless and do not give you the knowledge you need to start trading on your own. With Secrets of Zurich, you explore the origins of trading, learn all the important basis and crypto market analyzing specifics. Experienced professional traders, easy-to-learn education materials, adaptive studying course – these and many other features distinguish Secrets of Zurich platform among other educational services.

SOZ team understands the target group well and we are making an effort to satisfy their particular needs. Our education system responds to these needs by bringing in the latest innovations and by deliberately working in an open and transparent manner as possible. Satisfied clients and growing amount of SOZ trading academy students will work as the most powerful force to spread the company mission worldwide.

With the start of Secrets of Zurich trading academy, a wide range of individuals will have the opportunity to participate in our long-term growth and success story and make their own personal growth as traders.

3.1. Network effect

The strategy of SOZ business development will be to not only spread as fast as technically possible but also on developing a trust and reputation service which will empower our expansion by live feedback and continuous improvements.

As mentioned above, our main goal is to guide all the new traders in the cryptocurrency trading world and protect from the common new traders’ mistakes. There are many ways of getting more knowledge about market work, but this requires years of studies and lots of money losses. This is why the SOZ academy course answering your needs as your guide on the trading path. Secrets of Zurich provides the fast and comfortable studying experience answering all the needs of young traders education. SOZ education system has all the required educational materials which will be all-time updated according to the new tendencies and students’ needs, helping to join the fast-improving trading market.

4. SOZ TOKEN

Secrets of Zurich token plays a big role in SOZ trading academy. It is not only a cryptocurrency to trade, but also a great possibility to get a special discount for our services.

SOZ token use cases:

The great use case is the platform ecosystem where you can pay for the services with SOZ tokens together with other popular cryptocurrencies. Each SOZ student will get special course prices when paying in SOZ tokens.

 Secrets of Zurich aims to spread technology worldwide and the increase of our community plays a big role. That is why the other great token usability lays in its trading. The most popular trading pairs will be available to trade SOZ token in exchanges.

Token information:

The Secrets of Zurich team has released the SOZ ERC-20 standard tokens on the Ethereum network. All Ethereum-supported crypto wallets, including MyEtherWallet (MEW), MetaMask, Parity, Mist, imToken and Ethereum Wallet, supporting ERC-20 standard tokens are suitable for SOZ tokens.

Token name: SOZ
Type: Utility
Contract Address: 0x3a10b7a22ae98e0f53276923f19f99b259f61778Decimal Places: 18
Total supply: 1,700,000,000 SOZ tokens
SOZ token price during ICO: $0.02

SOZ token distribution and allocation

5. ROADMAP


6. LEGAL NOTICE

This whitepaper (“Whitepaper”), in its current form, is being circulated by SOZ (referred to as the Company in this Whitepaper) for general information and to invite community feedback only on the SOZ project as presently conceived. The Whitepaper is subject to review and revision by the Company (as referred to in this Whitepaper) of SOZ. Please do not replicate or distribute any part of this Whitepaper without this legal notice. No part of this Whitepaper is intended to create legal relations with the recipients of this Whitepaper or to be legally binding or enforceable by such recipient against SOZ. An updated version of this Whitepaper may be published and announced by SOZ operating in its sole and absolute discretion. 

PLEASE READ THIS SECTION AND THE FOLLOWING SECTIONS ENTITLED “DISCLAIMER OF LIABILITY”, “NO REPRESENTATIONS AND WARRANTIES”, “NO REPRESENTATIONS AND WARRANTIES”, “CAUTIONARY NOTE ON FORWARD-LOOKING STATEMENTS”, “THIRD-PARTY INFORMATION AND NO CONSENT OF OTHER PERSONS”, “TERMS USED”, “NO ADVICE”, “NO FURTHER INFORMATION OR UPDATE”, “RESTRICTIONS ON DISTRIBUTION AND DISSEMINATION”, “NO OFFER OF INVESTMENT OR REGISTRATION” AND “RISKS AND UNCERTAINTIES” CAREFULLY. IF YOU ARE IN ANY DOUBT AS TO THE ACTION YOU SHOULD TAKE, YOU SHOULD CONSULT YOUR LEGAL, FINANCIAL, TAX OR OTHER PROFESSIONAL ADVISOR(S). 

This Whitepaper does not constitute a prospectus or offer document of any sort and is not intended to constitute an offer of securities of any form, units in a business trust, units in a collective investment scheme or any other form of investment, or a solicitation for any form of investment in any jurisdiction.

Any agreement as between SOZ and you as a purchaser, and in relation to any sale and purchase of SOZ services (as referred to in this Whitepaper) is to be governed by a separate document setting out the terms and conditions (the “T&Cs”) of such an agreement. In the event of any inconsistencies between the T&Cs and this Whitepaper, the former shall prevail. No regulatory authority has examined or approved of any of the information set out in this Whitepaper. No such action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction. The publication, distribution or dissemination of this Whitepaper does not imply that the applicable laws, SOZ Whitepaper regulatory requirements or rules have been complied with. This Whitepaper, any part thereof and any copy thereof must not be taken or transmitted to any country where distribution or dissemination of this Whitepaper is prohibited or restricted. No part of this Whitepaper is to be reproduced, distributed or disseminated without including this section and the following sections entitled “Disclaimer of Liability”, “No Representations and Warranties”, “No Representations and Warranties”, “Cautionary Note On Forward-Looking Statements”, “Third Party Information and No Consent of Other Persons”, “Terms Used”, “No Advice”, “No Further Information or Update”, “Restrictions On Distribution and Dissemination”, “No Offer of Investment Or Registration” and “Risks and Uncertainties”. 

SOZ Tokens can be used only as utility Token. Token distribution are fixed to  1700 mln. SOZ Tokens. It could be increased only with initiative from project owner side and can’t be applied/initiated from community or Token owners positions.


6.1. Disclaimer of liability

To the maximum extent permitted by the applicable laws, regulations and rules, SOZ shall not be liable for any indirect, special, incidental, consequential or other losses of any kind, in tort, contract or otherwise (including but not limited to loss of revenue, income or profits, and loss of use or data), arising out of or in connection with any acceptance of or reliance on this Whitepaper or any part thereof by you. 

6.2. No representations and warranties 

SOZ does not make or purport to make, and hereby disclaims, any representation, warranty or undertaking in any form whatsoever to any entity or person, including any representation, warranty or undertaking in relation to the truth, accuracy and completeness of any of the information set out in this Whitepaper. 

6.3. Representations and warranties by you 

By accessing and/or accepting possession of any information in this Whitepaper or such part thereof (as the case may be), you represent and warrant to SOZ as follows: 

(a) you agree and acknowledge that the SOZ tokens do not constitute securities of any form, units in a business trust, units in a collective investment scheme or any other form of investment in any jurisdiction; 
(b) you agree and acknowledge that this Whitepaper does not constitute a prospectus or offer document of any sort and is not intended to constitute an offer of securities of any form, units in a business trust, units in a collective investment scheme or any other form of investment in any jurisdiction, or a solicitation for any form of investment, and you are not obligated to enter into any contract or binding legal commitment and no cryptocurrency or another form of payment is to be accepted on the basis of this Whitepaper; 
(c) you acknowledge and understand that: (i) while this Whitepaper does not preclude SOZ from offering holders of its tokens a share of the fees and revenue generated from the commercial applications of Secrets of Zurich products or ecosystem, such offer, if any, and the extent thereof, will be at the sole and absolute discretion of SOZ; 
(ii) there is no assurance whatsoever as to whether such offer will be made and holders of SOZ tokens should have no expectation of receiving any such offer; and (iii) no SOZ token should be construed, interpreted, classified or treated as enabling, or according any opportunity to, purchasers to participate in or receive profits, income, or other payments or returns arising from or in connection with the SOZ ecosystem, the SOZ tokens or the proceeds of the SOZ (as described in this Whitepaper), or to receive sums paid out of such profits, income, or other payments or returns; 
(d) you agree and acknowledge that no regulatory authority has examined or approved the information set SOZ WHITEPAPER 20 out in this Whitepaper, no action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction and the publication, distribution or dissemination of this Whitepaper to you does not imply that the applicable laws, regulatory requirements or rules have been complied with; 
(e) you agree and acknowledge that this Whitepaper, the undertaking and/or the completion of the Secrets of Zurich or future trading of the SOZ tokens on any cryptocurrency exchange, shall not be construed, interpreted or deemed by you as an indication of the merits of Secrets of Zurich , the SOZ tokens, the SOZ,  Secrets of Zurich products or ecosystem (each as referred to in this Whitepaper); 
(f) the distribution or dissemination of this Whitepaper, any part thereof or
any copy thereof, or acceptance of the same by you, is not prohibited or restricted by the applicable laws, regulations or rules in your jurisdiction, and where any restrictions in relation to possession are applicable, you have observed and complied with all such restrictions at your own expense and without liability to Secrets of Zurich; 
(g) you agree and acknowledge that in the case where you wish to purchase any SOZ tokens that the SOZ tokens are not to be construed, interpreted, classified or treated as: (i) any kind of currency other than cryptocurrency; (ii) debentures, stocks or shares issued by any person or entity; (iii) rights, options or derivatives in respect of such debentures, stocks or shares; (iv) rights under a contract for differences or under any other contract the purpose or pretended purpose of which is to secure a profit or avoid a loss; (v) units in a collective investment scheme; (vi) units in a business trust; (vii) derivatives of units in a business trust; or (viii) any other security, class of securities or form of investment; 
(i) you have a basic degree of understanding of the operation, functionality, usage, storage, transmission mechanisms and other material characteristics of cryptocurrencies, blockchain-based software systems, cryptocurrency wallets or other related token storage mechanisms, blockchain technology and smart contract technology; 
(j) you are fully aware and understand that in the case where you wish to purchase any SOZ tokens, there are significant risks associated with Secrets of Zurich and its respective business and operations, the SOZ tokens, Secrets of Zurich anticipated products, if any and the Secrets of Zurich ecosystem (each as referred to in the Whitepaper); 
(c) (d) (k) you agree and acknowledge that Secrets of Zurich is not liable for
any indirect, special, incidental, consequential or other losses of any kind, in tort, contract or otherwise (including but not limited to loss of revenue, income or profits, and loss of use or data), arising out of or in connection with any acceptance of or reliance on this Whitepaper or any part thereof by you; 
(l) all of the above representations and warranties are true, complete, accurate and non-misleading from the time of your access to and/or acceptance of possession this Whitepaper or such part thereof (as the case may be); and 
(m) all of the above representations and warranties are to be repeated at any time that you interact with Secrets of Zurich. 

6.4. Cautionary note on forward-looking statements

All statements contained in this Whitepaper, statements made in press releases or in any place accessible Secrets of Zurich WHITEPAPER 21 by the public and oral statements that may be made by Secrets of Zurich or its directors, executive officers, advisers or employees acting on behalf of Secrets of Zurich, that are not statements of historical fact, constitute “forward-looking statements.” Some of these statements can be identified by forward-looking terms such as “aim”, “target”, “anticipate”, “believe”, “could”, “estimate”, “expect”, “if”, “intend”, “may”, “plan”, “possible”, “probable”, “project”, “should”, “would”, “will” or other similar terms. However, these terms are not the exclusive means of identifying forward-looking statements. All statements regarding Secrets of Zurich financial position, business strategies, plans and prospects and the future prospects of the industry which Secrets of Zurich is in our forward-looking statements. These forward-looking statements, including but not limited to statements as to Secrets of Zurich current or future revenue and profitability, prospects, future plans, other expected industry trends and other matters discussed in this Whitepaper regarding Secrets of Zurich are matters that are not historical facts, but only predictions. 

These forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual future results, performance or achievements of Secrets of Zurich to be materially different from any future results, performance or achievements expected, expressed or implied by such forward-looking statements. These factors include, amongst others: 

(a) changes in political, social, economic, stock or cryptocurrency market conditions, and the regulatory environment in the countries in which Secrets of Zurich conducts its respective businesses and operations; 
(b) the risk that Secrets of Zurich may be unable to execute or implement its business strategies and future plans; 
(c) changes in interest rates and exchange rates of fiat currencies and cryptocurrencies; 
(d) changes in the anticipated growth strategies and expected internal growth of Secrets of Zurich; 
(e) changes in the availability and fees payable to Secrets of Zurich in connection to its anticipated products, businesses and operations; 
(f) changes in the availability and salaries of employees who are required by Secrets of Zurich to operate its respective businesses and operations; 
(g) changes in preferences of users of Secrets of Zurich products and the Secrets of Zurich ecosystem; 
(h) changes in competitive conditions under which Secrets of Zurich operates, and the ability of Secrets of Zurich to compete under such conditions; 
(i) changes in the future capital needs of Secrets of Zurich and the availability of financing and capital to fund such needs; 
(j) war or acts of international or domestic terrorism; 
(k) occurrences of catastrophic events, natural disasters and acts of God that affect the businesses and/ or operations of Secrets of Zurich;
(l) other factors beyond the control of Secrets of Zurich; and 
(m) any risk and uncertainties associated with Secrets of Zurich and its businesses and operations, the SOZ tokens, Secrets of Zurich ecosystem (each as referred to in the Whitepaper). 

All forward-looking statements made by or attributable to Secrets of Zurich or persons acting on behalf of Secrets of Zurich are expressly qualified in their entirety by such factors. Given that risks and uncertainties that may cause the actual future results, performance or achievements of Secrets of Zurich to be materially different from that expected, expressed or implied by the forward-looking statements in this Whitepaper, undue reliance must not be placed on these statements. These forward-looking statements are applicable only as of the date of this Whitepaper. Neither Secrets of Zurich nor any other person represents, warrants and/or undertakes that the actual future results, performance or achievements of Secrets of Zurich will be as discussed in those forward-looking statements. The actual results, performance or achievements of Secrets of Zurich may differ materially from those Secrets of Zurich WHITEPAPER 22 anticipated in these forward-looking statements. Nothing contained in this Whitepaper is or may be relied upon as a promise, representation or undertaking as to the future performance or policies of Secrets of Zurich. 

Further, Secrets of Zurich disclaims any responsibility to update any of these forward-looking statements or publicly announce any revisions to these forward-looking statements to reflect future developments, events or circumstances, even if new information becomes available or other events occur in the future. 

6.5. Third-party information and no consent of other persons 

This Whitepaper includes information obtained from various third party sources (“Third Party Information”). None of the publishers of the Third Party Information has consented to the inclusion of the Third Party Information in this Whitepaper and is therefore not liable for the Third Party Information. While Secrets of Zurich has taken reasonable action to ensure that the Third Party Information has been included in their proper form and context, neither Secrets of Zurich, nor its directors, executive officers, advisors and employees acting on its behalf, has independently verified the accuracy, reliability, completeness of the contents, or ascertained any applicable underlying assumption, of the relevant Third Party Information. Consequently, neither Secrets of Zurich nor its directors, executive officers,

advisers and employees acting on their behalf makes any representation or warranty as to the accuracy, reliability or completeness of such information and shall not be obliged to provide any updates on the same. 

6.6. Terms used

To facilitate a better understanding of the SOZ tokens being offered for purchase by Secrets of Zurich, and the businesses and operations of Secrets of Zurich, certain technical terms and abbreviations, as well as, in certain instances, their descriptions, have been used in this Whitepaper. These descriptions and assigned meanings should not be treated as being definitive of their meanings and may not correspond to standard industry meanings or usage. References to persons made in this Whitepaper shall include corporations and other legal entities. 

6.7. No advice

No information in this Whitepaper should be considered to be business, legal, financial or tax advice regarding Secrets of Zurich, the SOZ tokens,  Secrets of Zurich anticipated products or eco-system (each as referred to in the Whitepaper). You should consult your own legal, financial, tax or other professional advisers regarding Secrets of Zurich and its businesses and operations, the SOZ tokens, Secrets of Zurich anticipated products and ecosystem (each as referred to in the Whitepaper). Further, you should be aware that you may be required to bear the financial risk of any purchase of SOZ tokens for an indefinite period of time. 

6.8. No further information or update

No person has been or is authorised to give any information or representation not contained in this Whitepaper in connection with Secrets of Zurich and its businesses and operations, the SOZ tokens, the Secrets of Zurich anticipated products and ecosystem (each as referred to in the Whitepaper) and, if given, such information or representation must not be relied upon as having been authorised by or on behalf of Secrets of Zurich. The SOZ (as referred to in the Whitepaper) shall not, under any circumstances, constitute a continuing representation or create any suggestion or implication that there has been no change, or development reasonably likely to involve a material change in the affairs, conditions and prospects of Secrets of Zurich or in any statement of fact or information contained in this Whitepaper since the date hereof. 

6.9. Restrictions on distribution and dissemination 

The distribution or dissemination of this Whitepaper or any part thereof may be prohibited or restricted by the laws, regulatory requirements and rules of any jurisdiction. In the case where any restriction applies, you are to inform yourself about, and to observe, any restrictions which are applicable to your possession of this Whitepaper or such part thereof (as the case may be) at your own expense and without liability to Secrets of Zurich. Persons to whom a copy of this Whitepaper has been distributed or disseminated, provided access to or who otherwise has the Whitepaper in their possession shall not circulate it to any other persons, reproduce or otherwise distribute this Whitepaper or any information contained herein for any purpose whatsoever nor permit or cause the same to occur. 

6.10. No offer of investment or registration 

This Whitepaper does not constitute a prospectus or offer document of any sort and is not intended to constitute an offer of securities of any form, 
units in a business trust, units in a collective investment scheme or any other form of investment, or a solicitation for any form of investment in any jurisdiction. No person is obligated to enter into any contract or binding legal commitment and no cryptocurrency or another form of payment is to be accepted on the basis of this Whitepaper. No regulatory authority has examined or approved of any of the information set out in this Whitepaper. No such action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction. The publication, distribution or dissemination of this Whitepaper does not imply that the applicable laws, regulatory requirements or rules have been complied with. 

6.11.Risks and uncertainties 

Prospective purchasers of Secrets of Zurich tokens (as referred to in this Whitepaper) should carefully consider and evaluate all risks and uncertainties associated with Secrets of Zurich and its respective businesses and operations, the Secrets of Zurich tokens, the Secrets of Zurich, and anticipated Secrets of Zurich products and ecosystem (each as referred to in the Whitepaper), all information set out in this Whitepaper and the T&Cs prior to any purchase of Secrets of Zurich tokens. If any of such risks and uncertainties develop into actual events, the business, financial conditions, results of operations and prospects of Secrets of Zurich could be materially and adversely affected. In such cases, you may lose all or part of the value of the Secrets of Zurich tokens.